Alma – Unlocking the True Value of Real Estate
Innovative Property Solutions for Smart Investors and Homeowners
At Alma, we revolutionize real estate investment by offering flexible, non-traditional property financing and liquidity solutions. Whether you're an investor looking for cash flow or a buyer seeking homeownership in Dubai, our tailored products empower you to maximize property value while maintaining financial flexibility.
Our Solutions
  • Unlock Your Property’s Liquidity
    Need quick access to cash without selling your property? Alma lets you unlock up to 50% of your property’s value in just 48 hours while keeping the right to buy it back within three years at a fixed price.
    • Immediate liquidity
    • No need for bank loans
    • Rental income opportunities
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  • Get Your Home in Dubai
    Looking to buy property but lack full financing? With Alma, you secure your property price today, pay only 50% upfront, and purchase the home at a fixed price within three years—while benefiting from potential market growth.
    • Minimal upfront investment
    • Rental income options
    • Guaranteed purchase price
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Why Choose Alma?
Smart, flexible, and secure real estate solutions designed for You
  • No Traditional Bank Restrictions
    Perfect for expats, self-employed professionals, and foreign investors.
  • Financial Flexibility
    Gain immediate liquidity or secure homeownership with minimal upfront capital.
  • Predictable & Transparent
    Fixed buy-back terms, no hidden fees, and full control over your investment.
  • Dubai Market Expertise
    Backed by a team of real estate and financial experts with over 50 years of combined experience.
Our Partners
At Alma, we believe in building meaningful partnerships with industry leaders to deliver smarter, faster, and more accessible real estate solutions. Our partner network spans across top brokerages, mortgage platforms, and property managers in the UAE.
  • Huspy is the UAE’s largest digital mortgage platform, simplifying the home-buying journey by combining property search, financing, and after-sale services in one ecosystem. With over AED 1 billion in monthly mortgage volume, Huspy partners with all major UAE banks to offer fast, competitive, and tailored financing. Backed by international talent and expanding across Europe and the Middle East, Huspy brings tech-driven efficiency to real estate—making it faster, easier, and more transparent for buyers and partners alike.
  • Part of the Palladium Group, Palladium Properties is a dynamic real estate brokerage specializing in residential and investment opportunities across Dubai. Backed by nearly two decades of local expertise, the agency offers tailored solutions for property buyers, sellers, and investors—with a focus on transparency, client success, and long-term relationships. As part of a diversified group that includes development and property management arms, Palladium delivers a full 360° real estate experience under one roof.
  • Founded in 2008, Metropolitan Group is a top-tier UAE brokerage and accredited partner of Emaar, Meraas, DAMAC, Aldar, and other leading developers. With more than 15 years of market presence and offices across Dubai, Abu Dhabi, Ras Al Khaimah, and Vienna, they support over 120,000 clients and empower agents through award-winning culture and cutting-edge lead systems.
  • Since 1976, Rocky Real Estate has been recognized across Dubai for ethical, transparent brokerage and property management. With over four decades of local market expertise and more than 300 trained professionals, they consistently deliver trusted consultancy and exceptional customer service.
  • Elias Real Estate is a luxury boutique agency in Dubai, trusted by international and high-net-worth clients. Leveraging over 15 years of experience, the team offers personalized service in upscale residences—including Address-branded buildings. Their flexible equity-release and “instant liquidity” solutions empower buyers to secure property today with minimal upfront capital while benefiting from guaranteed future purchase pricing.
  • Harvey Michael & Partners provides personalised, stress‑free mortgage solutions tailored to both UAE residents and global investors. Their expert team simplifies financing with clear guidance, competitive rates, and efficient processing—whether online or in person—ensuring a smooth journey to homeownership.
Take Control of Your Property Investments Today!
Discover smarter ways to unlock liquidity or secure homeownership in Dubai. With Alma, you gain financial flexibility, predictable returns, and expert-backed solutions—all without traditional bank restrictions.
Get Started Now